Understanding your options when seeking in home health care services in CT is important for patients and their families. Lend A Hand is here to assist families as they learn more about the process of home health care assistance, and our team works to develop a plan of care that will meet the patient’s needs and budget.
Many Connecticut families will be faced with the choice of either Medicare certified or private duty in home care CT services. Home care can be expensive especially if patients have not planned for its use, and advanced planning is necessary to ensure that insurance policies will cover some if not all of the home care services required. For some patients, Medicare and Medicaid may sometimes pay for or fill in the gaps not covered by private insurance. These Federal programs often include occupational and physical therapy as well as nursing care in a patient’s home. Unfortunately, these Federal services were not developed to maintain home care assistance over the long term, and those that do receive them from Medicare or Medicaid, must qualify according to set criteria prior to receiving paid care.
Most often a patient’s own doctor will prescribe the home care plan as it must be deemed medically necessary and offered by a Medicare or Medicaid certified home care agency. When Federal programs are not an option, families may look at insurance coverage for home and long term care and should take steps well in advance to have these policies in place prior to needing medical or home assistance.
Lend A Hand will work with patients and families to create an affordable plan that will help loved ones stay in the home while meeting their set budget. If private or Federal programs are available, we can offer resources or assistance in directing families to that service to enable in home care assistance as an option instead of skilled nursing or hospitals.